Associate Broker, GRI, licensed in Washington & California;  28+ years experience with homes,  acreage, HUD Repos. & recreation property for retirement or relocation
Sellers & Buyers agent
Cell        509-936-1655 
Toll free  800-598-9001
email  Sharon for a free Home Buyers Guide or Home Evaluation

LOAN INFORMATION 

There are many ways to obtain a home. Perhaps you want the lowest possible interest rate? How about a super-low down payment? These home loans are available and I can assist you in finding the best loan available for you.  There are even home loans available for which the lender will pay all of the closing costs.   To learn about a"0" down loan, 80/20 loan or a Low Documentation loan. Just give me a call. I would be happy to send you a free "Guide to Home Loans" workbook

There are four main qualifying factors. 
1)You must have a record of paying your bills on time for the past 12 months, and be able to prove it. 
2) You must be able to prove that your rent has been paid within 15 days of it's due date within the past 18 months. 
3) You must have no outstanding judgments or collections. If you do, you must pay them off before applying.
4) You must have been steadily employed with no layoffs for the past 12 months.

Homes create wealth because most mortgages require you to pay down your balance over time creating a form of "forced savings." Even if your home never appreciates at all, you gradually build up more equity over time with your payment.

Even if you subtract maintenance costs and higher insurance and utility bills you're still looking at a return on your investment.

Bank of America (509)-353-1780

American Pacific Mortgage (888)-542-2737

Northshore Financial Group  (866)-935-0566

1375 S. Main St.
Colville, Wa. 99114

509-684-8000

Chewelah Chamber of Commerce

Colville Chamber of Commerce